Kandace Osborne
from
South Carolina
reclaimed $10,532
3
days ago
reclaimed $10,532
Verified by
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Happy Customers
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13,4K total
Verified
May 27, 2025
675 King St, Fredericton, NB E3B 1G1, Canada
"Found Spark Credit really easy to work with when I needed a quick loan. The online application was pretty straightforward - applied online and got approved for $27,450 in less than 24 hours. Really happy with the rates they gave me, payments are totally affordable. Customer service was great too. No hidden fees or confusing stuff, which was a relief. Would definitely recommend if you need money fast."
Verified
May 07, 2025
2311 12th St, Regina, SK S4P 0N3, Canada
"There were no surprises. What they promised up front is exactly what I got. No hidden fees, no extra charges, and I was able to pay off my loan early with no penalties. The two ladies who helped me were so professional and super patient. They answered all my 100 questions. It's nice to know there are still good people and companies out there. I honestly have no reason to go anywhere else for a loan."
Verified
Mar 29, 2025
1820 29 St NW, Calgary, AB T2N 4L7, Canada
"They gave me a bunch of different options for payment terms and rates that actually worked for my budget. Made the whole thing super easy, and I'm really happy with the rate I got. Would definitely recommend them. really professional. Great experience overall."
Verified
May 27, 2025
1841 Argyle St, Halifax, NS B3J 3S1, Canada
"I was a bit nervous about applying for a loan, but the customer service team was super responsive and guided me through each step. The rates are really competitive. The only reason I didn’t give them 5 stars is because the process took a little longer than I expected."
Verified
May 07, 2025
2311 12th St, Regina, SK S4P 0N3, Canada
"After being turned down elsewhere, I got approved almost instantly here, and the funds were in my account within 24 hours. I honestly couldn't believe how fast and smooth everything was. Getting this loan was such a blessing. I really needed the money. Would definitely recommend."
Verified
May 03, 2025
Queen’s Park, Toronto, ON M7A 1A1, Canada
"When I hit the sign up button, I keep getting a 404 error saying 'your application has failed, please try again' I have no clue what the issue is. I’ve tried several times, but it just won’t let me apply for a loan. Can you guys fix this? Super frustrating"
Verified
Apr 24, 2025
450 By St, Winnipeg, MB R3C 0V8, Canada
"Have to say, these always sound like a scam. I used this service to reclaim my funds, and I'm pleased with the results. The team was responsive and walked me through each step. Got my $2,800 check after about 4 weeks. The only reason I didn't give them 5 stars is because they originally said 2 weeks, so it took a bit longer than expected."
Verified
Apr 17, 2025
830 E Pratt St, Baltimore, MD 21202, Canada
"We were pretty skeptical at first but they were really patient with all our questions and explained exactly where our money was and how they'd get it back. The whole thing was way easier than we expected. We barely had to do anything. Ended up getting a $4,200 check about 2 weeks later. If we ever need this kind of help again, we'd definitely use them."
Verified
Apr 05, 2025
1101 Cornell St, Durham, NC 27701, Canada
"When I hit the sign-up button, I get a 403 error saying, 'The resources you are looking for are not available in your area.' I've tried many times. So, it won't let me check for my unclaimed money. Super frustrating 😩 😩"
Verified
May 27, 2025
675 King St, Fredericton, NB E3B 1G1, Canada
Found Spark Credit really easy to work with when I needed a quick loan. The online application was pretty straightforward - applied online and got approved for $27,450 in less than 24 hours. Really happy with the rates they gave me, payments are totally affordable. Customer service was great too. No hidden fees or confusing stuff, which was a relief. Would definitely recommend if you need money fast.
Verified
May 07, 2025
2311 12th St, Regina, SK S4P 0N3, Canada
There were no surprises. What they promised up front is exactly what I got. No hidden fees, no extra charges, and I was able to pay off my loan early with no penalties. The two ladies who helped me were so professional and super patient. They answered all my 100 questions. It's nice to know there are still good people and companies out there. I honestly have no reason to go anywhere else for a loan.
Verified
Mar 29, 2025
1820 29 St NW, Calgary, AB T2N 4L7, Canada
They gave me a bunch of different options for payment terms and rates that actually worked for my budget. Made the whole thing super easy, and I'm really happy with the rate I got. Would definitely recommend them. really professional. Great experience overall.
Verified
May 27, 2025
1841 Argyle St, Halifax, NS B3J 3S1, Canada
I was a bit nervous about applying for a loan, but the customer service team was super responsive and guided me through each step. The rates are really competitive. The only reason I didn't give them 5 stars is because the process took a little longer than I expected.
Verified
May 07, 2025
2311 12th St, Regina, SK S4P 0N3, Canada
After being turned down elsewhere, I got approved almost instantly here, and the funds were in my account within 24 hours. I honestly couldn't believe how fast and smooth everything was. Getting this loan was such a blessing. I really needed the money. Would definitely recommend.
Verified
May 03, 2025
Queen's Park, Toronto, ON M7A 1A1, Canada
When I hit the sign up button, I keep getting a 404 error saying 'your application has failed, please try again' I have no clue what the issue is. I've tried several times, but it just won't let me apply for a loan. Can you guys fix this? Super frustrating
Verified
Apr 24, 2025
450 By St, Winnipeg, MB R3C 0V8, Canada
Have to say, these always sound like a scam. I used this service to reclaim my funds, and I'm pleased with the results. The team was responsive and walked me through each step. Got my $2,800 check after about 4 weeks. The only reason I didn't give them 5 stars is because they originally said 2 weeks, so it took a bit longer than expected.
Verified
Apr 17, 2025
830 E Pratt St, Baltimore, MD 21202, Canada
We were pretty skeptical at first but they were really patient with all our questions and explained exactly where our money was and how they'd get it back. The whole thing was way easier than we expected. We barely had to do anything. Ended up getting a $4,200 check about 2 weeks later. If we ever need this kind of help again, we'd definitely use them.
Verified
Apr 05, 2025
1101 Cornell St, Durham, NC 27701, Canada
When I hit the sign-up button, I get a 403 error saying, 'The resources you are looking for are not available in your area.' I've tried many times. So, it won't let me check for my unclaimed money. Super frustrating 😩 😩
| Spark Credit | Bank Loans | Credit Cards | Payday Loans | |
|---|---|---|---|---|
| Max Amount | $50,000 | $50,000 | $10,000 | $1,500 |
| Interest Rates From | 9.99% | 9.99% | 19.99% | 200-450% |
| Fully Online Application | ||||
| Approval Within Hours | ||||
| Same-Day E-Transfer |
Nope! Checking your eligibility won’t affect your credit score because we use a soft credit check. It’s completely risk-free to see what you qualify for—no strings attached.
No worries— we get that things don't always go as planned. If you're having trouble, just give us a heads up. We're here to help and can look at options like adjusting your payment schedule to make things work better for you
Absolutely! We know not everyone has a traditional 9-to-5. If you're self-employed, freelance, or have irregular income, just show us proof of consistent earnings, like bank statements or invoices, and we'll review your application.
your monthly payment depends on your loan amount, interest rate, and repayment term. For example, borrowing $10,000 at 9.99% APR over 3 years would mean a monthly payment of around $304.
There's no strict minimum credit score — your approval depends on several factors, like income, credit history, and the amount you want to borrow. Even if your credit isn't perfect, it's worth applying to see your options!
Of course! Every lender is different, and just because you've been denied somewhere else doesn't mean you won't qualify with us. We look at the bigger picture, not just your credit score, so don't count yourself out.
No hidden fees, we promise! That means no application fees, no origination fees, and no prepayment penalties.
Need to adjust your payment plan? Just give us a call and we'll try to work something out. Whether it's changing your due date or setting up a different payment schedule, we're here to help.
Not at all! You can pay off your loan early without worrying about extra charges. In fact, paying early saves you money on interest — so go for it!
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